The NAIC (National Association of Insurance Commissioners) is devoted to annual studies on various aspects of the insurance industry, including price. In 2007, they reported that the national average fell nearly 3% over 2006. Premiums in the District of Columbia and 50 U.S. states were followed in the study from 2007. Interestingly, the District of Columbia has held the top spot for highest average car insurance rates by state from the NAIC began tracking the data.

More good news for drivers CD – In 2007, DC was treated to a 2% decline in average premiums in comparison to 3% decrease compared to the national average. The District of Columbia has come in, on average, $ 1,139.82. New Jersey was second with an average auto insurance through the state of $ 1,103.53 and a decrease of 4% over the previous year. There were three other states who came to about $ 1,000 less for the top 5 – Florida, Louisiana and New York.

It is not surprising, in 2007, were states that the lowest average car insurance saw prices by state, with a decline of 3% over the previous year, “rural” states – South Dakota, Iowa, Nebraska, North Dakota and Idaho, you get to the bottom with a very low average of $ 511.79. Prices in North Dakota are extremely low compared to those drivers confronted DC less than half the average annual rate. Obviously wearing the basics of traffic jams, accidents, and the population much to the average rate. The NAIC maintains that these factors make it impossible for the average car insurance by the State as an egg compared to the other. It’s a bit like comparing apples and chicken.
» Read more: Average Auto Insurance Rates by State Have Come Down